Pakistan's stock market soared more than 1,000 points, to a two-year high crossed 48,000 points

 business report:

Pakistan's stock market soared more than 1,000 points, to a two-year high crossed 48,000 points  in early trade on Monday.

KARACHI:

The Pakistan Stock Exchange (PSX) maintained a strong rally due to "investment optimism from Saudi Arabia and the United Arab Emirates along with the Pakistan Minerals Summit helping investor confidence,".

Saudi Arabia has been in talks with Barrick Gold to invest in Pakistan's multi-billion dollar copper reserves. The investment can help the country earn much-needed US dollars and build foreign exchange reserves.

Besides, the Chinese Vice Premier arrived in Islamabad for a two-day visit to mark the 10-year anniversary of CPEC. This is another positive development for Pakistan where a lot of good and bad is happening at the global level.

The strong rally on the PSX was also attributed to the expected announcement of the new benchmark interest rate by the State Bank of Pakistan (SBP) for the next six weeks today (Monday).

Financial experts are divided on whether the bank will raise rates by 100 basis points or leave them unchanged at the current all-time high of 22%.

Since Pakistan received the latest $3 billion credit facility from the IMF in June 2023, the market has risen about 16% or 6,600 points year-to-date, according to Arif Habib Limited.

Pakistan's assemblies are also due to dissolve next month ahead of general elections later this year.

Earlier this month, Prime Minister Shehbaz Sharif pledged an unwavering commitment to the recent $3 billion deal with the International Monetary Fund (IMF), ensuring that the interim arrangement that will take over after his government's tenure will also fully comply with the agreement.

Pakistan's salaried class paid Rs 264.3 billion in income tax, nearly 200% more than exporters and retailers.

 by webdesk

Pakistan's salaried class paid Rs 264.3 billion in income tax, nearly 200% more than exporters and retailers combined.

Data compiled by the Federal Bureau of Revenue (FBR) showed that salaried individuals paid Rs 264.3 billion in taxes during the fiscal year 2022-23. The amount paid by the salaried class in taxes up to the 35% rate was over Rs 75 billion or 40% higher than the previous year.

Wage earners were the fourth largest contributors to withholding taxes after suppliers, bank depositors and importers. FBR has not released these numbers officially yet.

In the last budget, the government increased taxes on the salaried class, which also became the reason for higher tax collection. Despite high taxation on the salaried class along with record high inflation, the government has once again increased taxes on salaried people earning more than Rs 200,000 per month in this budget. Meanwhile, about 5,000 retailers have eased their registration conditions.

During the last fiscal year, the FBR collected over Rs 2 trillion in withholding taxes, which was equal to 61% of the total income tax generated by the FBR in the previous fiscal year. However, details indicated that collection of withholding tax, especially at double rates from non-filers, has become an easy source of revenue collection for the FBR.

Chasing existing taxpayers for more while allowing the informal sector to grow is akin to killing the goose that lays the golden egg, according to the Salaried Class Alliance. The maximum amount of income tax has been collected from suppliers, savings account holders, importers and salaried persons, electricity bills of non-filers, telephone and mobile phone users and dividend income, data compiled by the FBR shows. Other major revenue pegs were taxes on the purchase and sale of real estate, exports, foreign income tax, brokerage commissions, and car registration.

However, according to provisional figures, exporters and retailers combined pay Rs 175 billion less in taxes than the salary class. The total income tax paid by exporters and retailers was Rs 89.5 billion in the last fiscal year, which was Rs 175 billion or 196% less than the income tax paid by individuals.

Exporters, who earned $27.7 billion in the last fiscal year, paid a paltry 74 billion rupees in taxes. Their tax share was 17.4% higher than the previous year, but less than the increase in their rupee income. Exporters pay only 1% of their gross receipts in income tax. However, representatives of the exporters claimed that their effective rate is almost equal to the maximum grade rate of 35%. The claim has not been independently verified.

Debt profit collection jumped 106% to Rs 320 billion in the last fiscal year. The increase suggests the impact of higher interest rates and people's tendency to save money. Banks charge 10% to 50% income tax rate on behalf of FBR on these savings accounts

Similarly, at the rate of 0.5% advance tax on sales to retailers, the FBR collected just Rs 15.6 billion from retailers in the last fiscal year. It was probably the lowest contribution of any income group. The share of retail and wholesale trade in the total size of the economy was around 19%, but their share of total income tax was only 0.4%.

Importers paid Rs 290 billion in income tax on various types of imports – they are the third largest contributor of withholding taxes.

The IMF also unfairly puts more burden on the salary class, which, unlike exporters and retailers, has no voice in the corridors of power.

Tax collection from suppliers and service providers jumped 3% to Rs 391 billion in the last fiscal year. Even though it is the biggest boss of income tax collection, FBR has no role in it.

International Monetary Fund IMF criticizes the State Bank of Pakistan (SBP) for the inflation curve.

 by web desk

International Monetary Fund IMF criticizes the State Bank of Pakistan (SBP) for the inflation curve

The International Monetary Fund (IMF) has slammed the State Bank of Pakistan (SBP) for its delayed response in dealing with inflationary pressures from 2020, saying monetary policy has fallen behind the curve. Following the approval of the US$3 billion standby program for Pakistan, the IMF staff report highlighted that the SBP's loose monetary policy conditions and several pauses in the rate tightening cycle had contributed to unanchored inflation expectations, resulting in five-decade high inflation.

To combat persistent inflation, the IMF urged the SBP to maintain a tight, proactive and data-driven monetary policy. The recent hike in key interest rates has been welcomed, but further tightening may be necessary to reduce inflation and achieve the SBP's medium-term inflation targets. The IMF emphasized the need for stronger independence of the SBP and the gradual introduction of refinancing schemes to improve the traction and transparency of monetary policy.

While some authorities remained optimistic about the easing of inflationary pressures, the IMF forecast increased inflation, mainly due to delayed monetary tightening measures. The report said inflation is expected to remain above 25 percent in FY24, with a gradual slowdown in subsequent years.

In the past six months, rising food prices, exchange rate depreciation and a lack of supply have contributed to soaring inflation, which has greatly affected the vulnerable population. The SBP's actions were perceived as lacking clarity, with rate hikes occurring sporadically.

Experts have acknowledged the stubborn nature of inflation in Pakistan, attributing it to various factors such as depreciation, supply shocks caused by natural disasters such as floods, fiscal slippages and delayed responses to monetary policy tightening. To effectively deal with inflation, they suggested maintaining a real positive interest rate and solving fiscal and administrative problems along with a focus on expenditure management, productivity and economic efficiency.

It is clear that controlling inflation requires a comprehensive and innovative approach involving both monetary and fiscal measures to stabilize the economy and protect people's well-being.

Barrages and headworks in Pakistan. 16 major barrages.

 

Barrages and headworks in Pakistan.

Pakistan is an agricultural country. It has the world’s largest irrigation system, which is called the Indus Basin Irrigation System.

Mainly in Pakistan, the flood method of irrigation is used that requires a considerable quantity of water. For these purposes, barrages are essential in this country. There are 16 large barrage in Pakistan.

1) Sukkur Barrage.

The Sukkur Barrage, formerly known as Lloyd Barrage, is located near the city of Sukkur in Sindh. The British Raj built it from 1923 to 1932. It is the largest irrigation network of its kind globally and irrigates nearly all parts of the province.

The barrage stretches from Sukkur district in the north to Mirpurkhas/Tharparkar and Hyderabad districts in the south. It is around 500 kilometres (300 miles) northeast of Karachi. The barrage is located 5 kilometres (3 miles) below the railway bridge, known as the Sukkur Gorge. It has significantly improved the water supply for existing cultivated areas in Sindh.

2) Guddu Barrage,

Guddu Barrage is located in the Kashmore district of Sindh. It is also constructed on the Indus River. This barrage was completed in 1962.

Furthermore, the Guddu barrage provides water supplies to vast areas of Sindh and Balochistan for irrigation and drinking purposes. It is also used to control floods.

Moreover, this barrage supplies water to 2.9 million acres of land. It feeds four canals, namely Ghotki feeder, Rainee feeder, Begari, and Phat feeders.

This barrage has 64 gates that 18 feet long. It has a span of 1400 meters. The discharge capacity of this barrage is 1.2 million cusecs.

3) Kotri Barrage

Kotri Barrage is situated in Jamshoro district near Hyderabad. It is also called Ghulam Muhammad Barrage. This barrage is built on the Indus River.

Moreover, the construction of the Kotri barrage was completed in 1955. It has a discharge capacity of 8,75000 cubic feet per second.

Furthermore, the Kotri barrage is 1,600 meters long and has 44 gates. Each gate of this barrage is 18 feet wide. This is a gate-controlled barrage with a navigation lock, and its design is weir type. This barrage feeds three canals: Fuleli Canal, Pinyari Canal, and Kalri Baghar Canal. Thus, it irrigates almost the whole of lower Sindh.

4) Jinnah Barrage

The Jinnah Barrage is located near Kalabagh. It is part of the Thal Project. The project helps irrigate an area of 770,000 hectares (1,900,000 acres). This area is in the Sindh Sagar Doab, located to the east of the Indus River. The planning for the barrage dates back to the 19th century. However, the final plans were made in 1919, and construction took place from 1939 to 1946.

The Jinnah Barrage diverts an average of 283 cubic metres per second (10,000 cubic feet per second) of water into the 51.5 km (32.0 miles)-long Thal Canal, which serves areas in Bhakkar, Khushab, Layyah, Mianwali, and Muzaffargarh Districts.

The canal has an additional 3,362 km (2,089 miles) of canal branches and distributors. The barrage spans 1,152 metres (3,780 feet) over the river and has a maximum flood height of 8.5 metres (28 feet). It can discharge up to 27,000 cubic metres per second (950,000 cubic feet per second) downstream with 42 spillway gates, each of which is 18.2 metres (60 feet) wide.

A hydroelectric power station with a capacity of 96 MW was constructed on the right bank. It consists of four 12 MW pit turbine generators. The construction took place between 2006 and 2012. In June 2012, a rehabilitation project for the barrage began.

As part of this project, a downstream weir measuring 244 meters (801 feet) is being built. The purpose of the weir is to dissipate energy from the upstream spillway. Additionally, new guide banks will be constructed, existing ones will be repaired, and the upstream railway bridge will be rehabilitated.

5) Chashma Dam

Chashma Barrage is also located in Mianwali district of Punjab. Its construction work began in 1967 and was completed in 1971.

In addition, the Chashma Barrage is built on the Indus River. It is located about 56 kilometers downstream from the Jinnah Barrage.

In addition, this dam has a span of 1,084 meters. It has 52 gates and each gate is 18.2 meters wide. Therefore, the discharge capacity of this dam is greater than that of Jinnah Dam. Further, Chashma Barrage has an overflow capacity of 8,70,000 cubic feet per second (cusecs). It supplies water to CJ-Link Canal and Chashma Right Bank Canal.

6) Taunsa Barrage

Taunsa Barrage is located in Dera Ghazi Khan district of Punjab. This dam is also built on the river Indus.

Moreover, this dam was built between 1952 and 1958. The Taunsa Dam is 1325 meters long and feeds three canals.

In addition, it is a vital dam on the Indus River. About 6 million farmers irrigate their fields from this dam.

7) Trim Barrage

Trimmu Barrage is a structure on the Chenab River located in the Jhang District of Punjab, downstream from where the Jhelum River meets the Chenab River. It is located about 25 km from Jhang town and near Atharan Hazari town. It was built as one of the seven connecting canals under the Indus Water Scheme in Pakistan.

The primary purpose of Trimmu Barrage is to control the flow of water in the River Chenab for flood control and irrigation purposes. It was originally built by English engineers between 1937 and 1939. It was primarily built as a flood control mechanism to protect the city of Jhang.

The dam has undergone several upgrades over the years, including the construction of new gates and the maintenance of previous ones. The bridge section of the arched grille is integrated with several protective belts. LTV traffic was allowed during certain hours, while HTV traffic was completely banned until the causeway was completed on 30 June 2020. Currently, traffic is open for both HTV and LTV. The headwaters were reconstructed and new bridges were built on the river.

8) Rasool Barrage:

Rasol Barrage is located on the Jehlum River, between the Jhelum and Mandi Bahauddin districts of Punjab. It is located 72 km downstream from Mangla Dam.

The present Rasul barrage was constructed in 1968 and the old barrage built by the British was dismantled. The Sargodha Zone of Punjab is responsible for the operation of the dam, which is used to control the flow of water in the Jhelum River for irrigation and flood control purposes.

Rasul Barrage has a discharge capacity of 24,070 cubic meters per second. Water from the barrage is diverted to the Chenab River at Qadirabad through the Rasul-Qadirabad Link Canal and finally transferred to the Sulemanki Barrage on the Sutlej River. The Rasul-Qadirabad Link Canal has the second largest water discharge capacity after the Chashma-Jhelum Link Canal.

The Rasul-Qadirabad link canal has a discharge capacity of 538 m³/s. The Chashma-Jhelum link canal has a higher capacity of 615 m³/s. The Lower Jhelum Canal starts at Rasul Barrage and has a discharge capacity of 5280 cusecs. It provides irrigation for Mandi Bahauddin and Sargodha areas. The canal covers a cultivable command area of ​​1.45 million acres.

9) Sulemanki Headworks

Sulemanki Headworks is located in Okara district of Punjab province. It is built on the river Sutlej in Depalpur Tehsil of Okara.

Moreover, this building was built between 1922 and 1927 by the Nawab of Bahawalpur. It supplies water for the purpose of irrigation of the adjacent area.

In addition, the main hydraulic structure in this region is Sulemanki. Millions of livers of this region depend on this head.

10) Marala Headworks

Marala Headworks is located in Sialkot district of Punjab. It is built on the river Chenab. This dam was first built in 1912.

In addition, a new barrage named Marala Barrage was constructed in 1968. It supplies water to adjacent areas for irrigation purposes.

Moreover, the discharge capacity of this dam is 1,100,000 cusecs. It feeds two major canals namely Marala Ravi Link Canal and Upper Chenab Canal.

11) Khanki Headworks

Khanki Headworks is located in Gujranwala district of Punjab. This barrage is also built on river Chenab.

Moreover, the construction work on this barrage was completed in 1889. Hence, it is one of the oldest barrages in Pakistan.

In addition, the discharge capacity of Khanki Headworks is 800,000 cubic feet per second (cusecs). It is used to control flood water and supply water for irrigation purposes.

12-Ghazi-Barotha firing

Ghazi-Barotha Dam, located in Punjab and linked to the Indus River, is a 1,450 MW run-of-river hydroelectric project located about 10 km (6.2 mi) west of Attock and east of Swabi and Haripur districts in Khyber Pakhtunkhwa. It was built in 1995 and consists of five generators, each capable of producing a maximum power generation capacity of 290 MW.

On 19 August 2003, former President General Pervez Musharraf inaugurated the plant and the first two of its five generators, Unit 1 and Unit 2. The project was completed in December 2004, with the last generator commissioned on 6 April 2004.

The project received funding from various sources, including the Water and Power Development Authority of Pakistan (WAPDA), the World Bank, the Asian Development Bank, the Japan Bank for International Cooperation, the Kreditanstalt für Wiederaufbau, the European Investment Bank and the Islamic Development Bank, with a total cost of $2.1 billion.

A total of 1,600 cubic meters per second of water is diverted from the Indus River near Ghazi, Khyber Pakhtunkhwa, which is approximately 7 km downstream of Tarbela Dam. The diverted water then flows through a concrete power channel that is 100 meters wide and 9 meters deep and stretches for 52 km to the village of Barotha, where the power complex is located.

For a distance of 63 km between Ghazi and Barotha, the Indus River has a gradient of 76 meters. Once it has passed through the power plant, the water is released back into the Indus River. In addition to these primary structures, there are also 225 km of transmission lines.

The dam is located 7 km downstream from Tarbela Dam and has a pond that regulates the daily discharge from Tarbela. It diverts the flow to the power channel and adds compensating water during periods of low flow.

13) Balloki Headworks

Balloki Headworks is a barrage on the river Ravi. It is located in the Nankana Sahib district of the Punjab province of Pakistan.

Moreover, this major structure was first completed in 1915 by the British government. It was part of the "Triple Canals Project".

In addition, the Balloki Headworks irrigates a large area in the adjoining districts. Many rehabilitation programs have been carried out on this major work.

14) Sidhnai Headworks

Sidhnai Headworks is built on the river Ravi. It is located in the Khanewal district of the Punjab province of Pakistan.

Moreover, this head is located 15 kilometers from the confluence of the Ravi River with the Chenab River. It is used to control the flow of the river and to provide water for irrigation purposes.

The following table provides details of all dams in Pakistan, including the river it is built on, year of completion and length.

Barrage River Year completed Length

Chashma Barrage Indus 1971 1,084 m (3,556 ft)

Ghazi Brotha Barrage Indus 2004 51.90 km

Jinnah Barrage Indus 1946 1,152 m (3,780 ft)

Rasul Barrage Jhelum 1968 975 m (3,201 ft)

Taunsa Barrage Indus 1958 1,325 m (4,346 ft)

Trimmu Barrage Chenab 1939 922 m (3,025 ft)

Guddu Barrage Indus 1962 1355 m (4446 ft)

Kotri Barrage Indus 1955 1,600 m (5,200 ft)

Sukkur Barrage Indus 1932 About 2 km (1 mi)

15) Qadirabad Headworks

Qadirabad Headworks is located in Mandi Bahauddin district of Punjab. It is built on the river Ravi to control the flow of water.

In addition, this main structure supplies water to a large area for irrigation purposes. Therefore, it is one of the most important heads of Pakistan.

16) Panjnad Headworks

Panjnad Headworks is located in Bahawalpur district of Punjab. In this main building, all the five rivers of Punjab join and enter the Indus River.

Besides, this major structure feeds three canals namely Panjnad Canal, Abbassia Canal and Abbasia Link Canal. In 2020, a semi-automatic gate was installed on this front.

Conclusion

Dams are an integral part of agricultural land as all water is controlled through these dams. Here we have checked all the dams in the provinces of Pakistan like Sindh, Punjab etc.

22 Best Money Making Websites in 2023

22 Best Money Making Websites in 2023.

 by masohail

22 Best Money Making Websites in 2023.

22 Best Money Making Websites in 2023.

The sudden rise in the cost of living and the presence of looming inflation has made almost every household in India worry about rising expenses. This is why everyone prefers to have multiple sources of income. And if you are interested in finding ways to earn extra income online, you are on the right page. Some websites help you earn money by offering different types of work that you can do from the comfort of your home. These money making websites provide real ways to earn like taking online surveys and playing games. However, it is essential to distinguish trusted online sites from untrustworthy ones. We will help you with that. Let's get started.

How do you generate income online?

As mentioned above, the internet is a great place to make money. In fact, it offers a solution to every problem we face today. Whether you want to learn a new skill, improve your existing skills, educate yourself on a new subject, sell products or conduct market research, the Internet offers all of this and more. If your main goal is to make money online, you must first understand how money making websites work. There are also money making apps that help you do the same.

Some ways to make money online include affiliate marketing, blogging, taking internet surveys, completing tasks, freelancing, and podcasting. You should be able to do all of this pretty easily on any trusted online earning site. Basically, these money making websites give you the opportunity to earn money online by joining them and following their instructions.

How do money making websites work?

There are many online money making websites that can help users earn extra money, each working in their own unique way. Let's talk about the different categories of websites and the functions that each serves. there are twenty one websites that definitely pay online.

1. Affiliate programs

Affiliate websites and partner programs such as YouTube and EarnKaro give you the opportunity to provide your network with free information regarding the services and products offered by that affiliate program or partner website. You will receive a commission from this website for every sale or lead you generate.

2. Freelance Websites

Freelance services like Upwork, Flitlance, Guru, and Fiverr, among others, offer individuals a marketplace to connect with potential customers. Users often have the option to list their services and the fees they charge for different levels of complexity on these websites. Freelance websites act as an intermediary between buyers and sellers. After the transaction between two parties is completed, the respective websites deduct their share of the commission from the total value of the order in exchange for providing a reliable and trustworthy online work platform.

3. Online marketplace

You can earn money by contributing to the vast collections of usable assets that online marketplaces like Shutterstock and Dreamstime offer their customers. They include, but are not limited to, stock footage, photos, movies, and sound effects.

These are reliable money making sites and if you have the necessary skills and know-how, you have the potential to earn a solid living from them. Generally, online marketplaces will charge their customers a fee for using copyrighted content, and at the end of the day, the original creator of the content will receive a portion of the money collected from this fee.

4. Surveys and Assignments

How convenient is it to earn money by completing surveys or doing other small jobs throughout the day? These money-making sites charge their clients, which are usually large organizations and startups, to try to understand customer behavior and changing attitudes. Websites like ySense collect and analyze data that is generated by the everyday responses of users like you, and then deliver that data to businesses in the form of understandable information. In most cases, users receive a portion of the revenue from the sale of the data these websites collect.

List of Best Money Making Sites in 2023

1. MPL

2. YouTube

3. Amazon

4. UpWork

5. Google AdSense

6. Shutterstock

7. Facebook Marketplace

8. Fiverr

9. Meesha

10. EarnKaro

11. Guru

12. Freelancer

13. Udemy

14. yMeaning

15. People per hour

16. Fotolia (now Adobe Stock)

17. Clarity.fm

18. Neobux

19. Etsy

20. Chegg

21. Swagbucks

22. Timebucks

1. MPL – The best money making website that offers a legit real money- GAMING APP

If you are interested in making money through mobile games, then the first money making website you should visit is mpl.live. The website offers a game application that you can download and play for free and you can earn money daily in several ways. These include winning games and tournaments against friends and random online opponents, taking advantage of cashback offers during seasonal campaigns, and referring your friends and acquaintances to join the app.

MPL (Mobile Premier League), currently a very popular gaming app with more than 9 million users, has come into the limelight and attracted the interest of players from all over India, especially during the pandemic. It gives users access to a wide variety of competitive online games, each of which can be played for real money, making it an attractive platform for anyone interested in gaming. MPL offers a perfect gaming experience with a user-friendly user interface and smooth gaming features.

The vast collection of games on MPL is one of its many strengths as it serves users with a diverse spectrum of gaming interests. Options include card games, fantasy games, arcade games, casual games, and more. The app is constantly adding new tournaments, ensuring users never run out of exciting new activities to participate in. So what is stopping you from visiting this fantastic money making website? Head over to this trusted online earning site and download the app right away to play games and earn money daily. Also, transfer your winnings to your bank account at the click of a button almost instantly.

Money making games on MPL

• Fantasy Games: Fantasy Cricket, Fantasy Football

• Card Games: Rummy, Poker, Win Patti, Gin Rummy, Call Break

• Sports games: Archery

• Casual Games: Man, Snakes and Ladders, Carrom, Pool, Runner #1, Opinio

• Arcade games: Fruit Chop, Fruit Dart

• Brain games: Speed ​​chess

Puzzle games: Bubble Shooter, Block Puzzle

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2. YouTube channel

If you haven't heard of monetization opportunities on YouTube, you must be living under a rock. YouTube is one of the top-grossing sites that provides content creators with multiple income generation options to choose from. Creators have the option to monetize their videos with ads through the YouTube Partner Program. By turning on monetization for their videos, creators are entitled to a cut of the revenue they receive from ads that appear on those videos. YouTube Premium revenue generated by membership payments is allocated to video creators based on the time members spend watching the creator's content.

Additionally, content creators have the ability to monetize through channel memberships, which require users to pay a recurring price to gain access to premium material and perks. Creators also have the opportunity to partner with businesses to earn money through sponsored content and brand collaborations. These types of partnerships can take the form of product placement or sponsored videos. Last but not least, YouTube gives creators the ability to sell their wares directly to their audience, which greatly increases the amount of money they bring in.

3. Amazon

Amazon, as a trusted online earning website, offers various money making options through programs like Amazon Associates, which allow website owners to earn commissions by promoting Amazon products. Selling physical products on Amazon is another lucrative avenue that takes advantage of the platform's large customer base and fulfillment services. The process is also pretty straightforward and even those unfamiliar with the platform can easily learn how to do it. Authors can self-publish eBooks and earn royalties through Kindle Direct Publishing.

Amazon Merch allows creators to design and sell custom merchandise. In addition, entrepreneurs can use Amazon FBA (Fulfillment by Amazon) to sell their own products while benefiting from Amazon's warehousing, shipping and customer service infrastructure. These opportunities provide individuals and businesses with the potential to generate income and reach a wide audience through the power of Amazon's vast marketplace.

4. Upwork

As one of the best money making sites, Upwork offers a variety of money making opportunities for freelancers. With a well-built profile and customized proposals, you can secure projects in fields like writing, design, programming, digital marketing, web development and more. Clients post job opportunities and you can apply for projects that match your skills and expertise.

Once you get hired, you can negotiate your rates and provide high quality work to clients. Upwork provides a secure payment system that ensures you receive timely compensation for your services. With dedication, professionalism, and a strong work ethic, Upwork can be a resourceful platform for freelancers to make daily money and build their careers.

5. Google AdSense

Google AdSense is undoubtedly among the best earning websites. However, it works as an independent platform. First, by displaying targeted ads on your website or blog, you can earn based on user clicks or ad impressions. AdSense uses contextual targeting to match relevant ads to your content, maximizing the chances of user engagement.

In addition, AdSense offers options such as relevant content and native ads that seamlessly integrate with your website and provide a better user experience. You can also participate in the AdSense for Search program, which allows users to search your site and generate income by clicking on ads. AdSense also offers flexible payment options and provides performance reports to help you optimize your earnings.

6. Shutterstock

Shutterstock is one of those online earning sites that provide excellent opportunities for photographers and creators. By uploading high-quality images, videos and illustrations to their platform, contributors can earn royalties every time their content is licensed or downloaded. The more content you upload, the better your chance of earning.

Shutterstock also offers a referral program where you can earn commissions by referring new contributors or customers to the platform. Additionally, they have curated collections that feature outstanding contributors, giving them more visibility and potential for higher earnings. With its large user base, Shutterstock is a great site for creators to monetize their visual content and generate income.

7. Facebook Marketplace

Almost all of us have had to use Facebook Marketplace to sell or rent things. Here, users can list and sell a wide variety of items, including new and used products, handmade crafts, and services. By creating listings with catchy descriptions, attractive images, and competitive pricing, sellers can reach a wide audience of potential buyers within their local community. Businesses can use the platform to promote their products and services, attract new customers and generate sales.

Facebook Marketplace facilitates direct communication between buyers and sellers and simplifies the transaction process. With its wide popularity and user-friendly interface, Facebook Marketplace offers a convenient and affordable platform for individuals and businesses to monetize their products and services.

8. Fiverr

If you are looking for the best website to make money online, Fiverr offers tons of freelancing money making opportunities. With Fiverr, individuals can showcase their skills and expertise by creating gigs that offer a variety of services such as writing, graphic design, programming, voice-over, and more. Sellers can set their own prices and packages for their services, providing flexibility in earning potential.

By effectively marketing their gigs, vendors can attract clients and receive orders. Fiverr also allows upselling and offering other services to increase earnings. Fiverr is an easy-to-use platform with a massive customer base and provides freelancers with a useful and accessible marketplace to monetize their skills and build a successful freelance career.

9. Meesho

Meesho is a money making website that offers such opportunities through social commerce. Users can become sellers on Meesho and start their own online business by sharing product catalogs with their network on social media platforms like Facebook and WhatsApp. Sellers can earn commissions on every sale made through their unique links. Meesho offers a wide range of products for sellers to choose from, including fashion, beauty, home decor and more.

The platform also offers features such as transparent pricing, easy order management and hassle-free shipping. With its user-friendly interface and extensive customer support, Meesho enables individuals to become entrepreneurs and earn money daily by selling products online through social media.

10. Earnkaro

As a no investment money making website, Earnkaro provides alternatives to generate income through affiliate marketing. Users can sign up to become affiliates and earn commissions by marketing products from various online merchants. Affiliates can create affiliate links for products they want to promote and then distribute those links to their network through social media, blogs, or messaging apps. If a customer makes a purchase after clicking on an affiliate's unique link, the affiliate receives a commission on the sale.

Earnkaro offers its affiliates access to a diverse selection of affiliate stores and products, giving them the opportunity to choose those most relevant to their target demographic and areas of interest. Earnkaro provides a hassle-free way for individuals to earn good money by leveraging their network and promoting products as an affiliate.

11. Guru

By creating a professional profile and showcasing their skills, freelancers can attract clients looking for services in fields like writing, design, programming, marketing and more to this incredible money-making website. Freelancers can browse job listings, submit bids and negotiate rates directly with clients.

The platform also allows freelancers to showcase their past work and receive ratings and reviews to build a good reputation. With a secure payment system, freelancers can receive timely compensation for their services. Guru.com provides a user-friendly platform that connects freelancers with clients and offers ample opportunities to monetize their skills and expertise.

12. Freelancer

Freelancer.com offers various earning opportunities for freelancers. Here, they can bid on a wide variety of client-submitted projects in various fields such as writing, design, programming, marketing, and more, by having a solid profile that highlights their skill level and experience. The communication channel between the client and the freelancer is very clear, whether it is about submitting bids, negotiating rates and assigning tasks.

This is one of the best money making websites that also hosts contests where freelancers can showcase their skills and win cash prizes. Freelancer.com also provides a secure payment system for freelancers to pay their compensation. With a relatively huge client base and a user-friendly interface, Freelancer.com offers a number of opportunities for freelancers to monetize their expertise and build their professional careers.

13. Udemy

As one of the popular money making sites, it provides opportunities for instructors to earn money through its online education platform. Instructors can create and publish their own online courses on a variety of topics, from business and technology to personal development and hobbies. By sharing their knowledge and expertise, tutors can attract students to enroll in their courses.

Udemy offers a revenue sharing model where instructors earn a percentage of the course fees paid by students. Instructors can also use Udemy's marketing tools and promotional campaigns to reach a larger audience. Udemy's global reach and user-friendly course creation platform allows instructors to generate income by sharing their skills and expertise with students around the world.

14. ySense

To earn money on Ysense, one of the top earning websites, you can participate in various online activities. Get started by taking paid surveys to provide your opinions and insights on a variety of topics. Participate in offers and tasks such as signing up for websites or testing new apps.

In addition, you can earn by watching videos, playing games and referring friends to join Ysense. Ysense also offers a cashback feature for online shopping. The more you actively engage in these activities, the more you can earn. With its user-friendly interface and multiple earning options, Ysense offers opportunities to earn money from the comfort of your home.

15. People per hour

You can use your skills and expertise as a freelancer on online income websites like PeoplePerHour. First, create a detailed profile highlighting your skills and experience. Browse job listings relevant to your skills and make compelling pitches to attract clients. Do high quality work to build a strong reputation and get positive reviews.

PeoplePerHour also allows you to showcase your portfolio and set the rates you want. You can also offer other services and upsells to increase your earnings. Get actively involved in the platform community and engage in discussions to expand your network. With diligence, professionalism and a competitive attitude, you can find plenty of earning opportunities at PeoplePerHour.

16. Fotolia

You can monetize your photography skills by becoming a contributor on Fotolia, one of the top-grossing sites currently owned by Adobe. Get started by creating a free account and submitting your best high-quality photos for review. Once accepted, your images will be available for purchase by customers on the platform.

It's important to focus on capturing unique and marketable images to maximize your earning potential. In addition, you can participate in special tasks and competitions that you perform and win cash prizes. Regularly uploading new photos and building a diverse portfolio will increase your visibility and chances of earning on Fotolia. Currently, the website is called "Adobe Stock".

17. Clarity.FM

Use your expertise as a consultant or advisor on one of the best online money making businesses on the internet today. Create a profile that highlights your industry knowledge and experience. Set the desired rate for phone calls or virtual consultations. Clients looking for advice or guidance in your field can schedule a session with you and pay for your time. It's important to provide valuable insights and helpful advice during consultations to build a positive reputation and attract repeat clients. Actively promote your services, engage with the community and solicit reviews to increase your visibility and credibility. With Clarity.fm you can monetize your skills and earn money by sharing your knowledge with those looking for professional advice.

18. Neobux

Neobux is basically a paid to click (PTC) platform where you can engage in various activities. Start by regularly registering and logging into your account to view ads served by advertisers. Click on the ads and stay on the advertiser's page for the required time to earn money daily.

You can participate in mini-tasks, surveys and other paid offers available on the platform to further increase your earnings. Referring others to join Neobux through your unique referral link can also provide you with additional income through referral commissions. It is important to note that earnings from PTC platforms like Neobux can be relatively low and you should manage your expectations accordingly, even though it is one of the best money making sites out there.

19. Etsy

There's a crazy amount of room for creative people on money-making sites like Etsy. By opening an Etsy shop, sellers can list and sell handmade products, antiques, and craft supplies. Sellers can set their own prices and customize their store to showcase their unique offerings. Etsy provides marketing tools and features to help sellers reach a wider audience, including SEO optimization and social media integration.

Sellers can participate in seasonal events and work with other sellers to cross-promote. By providing quality products and exceptional customer service, sellers can build a loyal customer base and generate income by selling on the Etsy website.

20. Chegg

Chegg is among the trusted online earning sites, mainly through online tutoring and academic help. As a tutor, you can provide one-on-one tutoring to students in a variety of subjects, including math, science, languages ​​and more. By showcasing your qualifications and expertise in your profile, you can attract students looking for help with their studies.

Chegg also provides opportunities to answer student questions, write detailed solutions, and contribute to study resources. Tutors are compensated for their time and knowledge. The online money making site offers educators and subject matter experts a platform to earn money daily while helping students excel academically with flexible schedules and the ability to work remotely.

21. Swagbucks

Swagbucks is basically a paid to click (PTC) platform where you can engage in various activities. Start by regularly registering and logging into your account to view ads served by advertisers. Click on the ads and stay on the advertiser's page for the required time to earn money daily.

You can participate in mini-tasks, surveys and other paid offers available on the platform to further increase your earnings.

22- TimeBucks

Same like Swagbucks it is also basically a paid to click (PTC) platform where you can engage in various activities. Start by regularly registering and logging into your account to view ads served by advertisers. Click on the ads and stay on the advertiser's page for the required time to earn money daily.

Conclusion:

Nowadays, when the internet continues to grow at such a fast pace, there are endless opportunities for us to make money online and support ourselves. To do this, we search for some of the most trusted online earning sites on the internet, such as those listed above. Numerous online money making jobs involve drawing attention to a problem your audience is facing and showing how you and your services can help solve that problem.

Banks introduce a withholding tax when withdrawing cash

 by web desk

Banks introduce a withholding tax when withdrawing cash

Karachi, July 14, 2023 – In line with the recently implemented amendment to the Income Tax Ordinance 2001 through the Finance Act 2023, banks have started deducting withholding tax on cash withdrawals exceeding Rs 50,000 in a single day.

Banking sources have confirmed that the deduction is effective from July 1, 2023. However, this advance tax deduction applies only to individuals who are not on the Active Taxpayer List (ATL) for the 2022 tax year.

By virtue of the new amendment, a new section 231AB has been added to the Income Tax Ordinance, 2001. According to this provision, every banking company is required to deduct an advance adjustable tax of 0.6 percent from the total amount of cash. withdrawals exceeding fifty thousand rupees per day from individuals who are not on the list of active taxpayers.

To clarify, the said fifty thousand rupees represents the cumulative cash withdrawals made in a single day.

Notably, the cash withdrawal provision was originally removed through the Finance Bill 2021. However, it was reintroduced as a means of encouraging individuals to disclose their income and assets by filing annual tax returns.

Banks will deduct withholding tax on cash withdrawals on behalf of the Federal Board of Revenue (FBR). In the fiscal year 2020-21, the FBR collected an amount of Rs 15.14 billion through this tax, which was in line with the collection in the previous fiscal year.

The aim of introducing this withholding tax is to encourage greater tax compliance among individuals and to discourage the circulation of undeclared income.

خصوصی امتحان سی ایس ایس CSS Special Examination 2023

 marana

سی ایس ایس خصوصی امتحان سی ایس ایس 

اس امتحان میں کامیاب ہو کر آپ

   ڈپٹی کمشنر، ڈپٹی سپرنٹنڈنٹ آف پولیس، سیکشن آفیسر، ایمبیسی میں سیکنڈ آفیسر، ڈپٹی کمشنر آف کسٹم، ڈپٹی کمشنر آف انکم ٹیکس، ڈپٹی پوسٹ ماسٹر جنرل، ڈپٹی اکاؤنٹنٹ جنرل، ڈپٹی آڈیٹر جنرل، ڈپٹی ڈویژنل سپرنٹنڈنٹ آف ریلویز وغیرہ۔ 

1. عمر 32 سال تک

2. گریجویٹ

4. ٹیسٹ کی قسم MCQS (مختصر فہرست)۔

5. آن لائن فارم جمع کرانے کی آخری تاریخ 26 دسمبر 2023۔

6. CSS بھی 3 بار فیل ہو سکتا ہے۔تو

اسے چھوڑ دیں، گھر بیٹھے نوجوان لڑکے اور لڑکیاں یہ موقع ضائع نہ کریں۔

صرف 250 روپے فیس قابل ادائیگی ہے۔

بسم اللہ بنا کر پوری شکل تیار کرنا شروع کر دیں۔

NET، MCQS، BOOKS سب کچھ ویب پر دستیاب ہے۔

پریشان نہ ہوں یہ انٹر، بی اے، ایم اے، ایم ایس سی، ایم بی بی ایس، ایف سی پی ایس جیسے امتحان بھی ہیں۔

یہ کسی دوسرے سیارے کا امتحان نہیں ہے، یہ آپ اور میرے جیسے لوگ ہیں۔

فیل ہو جائیں تو 250 روپے ٹھیک ہے، پھر دوست آپس میں چائے پیتے ہیں۔ اگر آپ ناکام ہو جاتے ہیں تو پولیس آپ کو کہیں نہیں لے جائے گی اور آپ کو ناکام ہونے کی وجہ پوچھے گی۔

جو نہیں جانتے لیکن آپ جانتے ہیں کہ فلاں فلاں بیٹا یا بیٹی اس لائق ہے، ماشاءاللہ تو انہیں یہ پیغام بھیج دیں۔

میرٹ یہاں کام کرتا ہے۔

CSS Special Examination 2023

By passing this exam you

  Deputy Commissioner, Deputy Superintendent of Police, Section Officer, Second Officer in Embassy, ​​Deputy Commissioner of Customs, Deputy Commissioner of Income Tax, Deputy Postmaster General, Deputy Accountant General, Deputy Auditor General, Deputy Divisional Superintendent of Railways, etc.

1. Age up to 32 years

2. Graduate

4. Test type MCQS (Short listing).

5. Last date 26th December 2023 to submit online form.

6. CSS can also fail 3 times.

So, Give it up, young boys and girls sitting at home should not miss this opportunity.

Only a fee of Rs 250 is payable

Make Bismillah and start preparing the whole form.

Everything is available on NET, MCQS, BOOKS everything is available on web.

Don't worry it is also an exam like Inter, BA, MA, Msc, MBBS, FCPS.

It's not a test from another planet, it's people like you and me.

If you fail, then 250 rupees is fine, then friends drink tea among themselves. If you fail, the police will not take you anywhere and ask why you failed.

Those who do not know, but you know that such and such a son or daughter is capable and worthy, Masha'Allah, then send them this message.

Merit works here.

Likewise Bismillah

Brave Men Help God.

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